Personal Finance: ITR Filing Deadline & What You Need to Know

September 15 is fast approaching, and if you haven’t filed your income tax return (ITR) yet, the pressure is real. Delays in form releases, portal glitches, and a slower filing pace this year have sparked talks of an extension. Here’s a clear picture of what’s happening and how you can stay ahead.

Will the Deadline Extend?

Two BJP MPs have asked the Finance Minister for a new deadline, but the Central Board of Direct Taxes (CBDT) still hasn’t given a firm answer. Experts say an extension is unlikely because the government wants to keep the fiscal calendar on track. So, treat September 15 as the final date unless you hear an official announcement.

If you wait for a possible extension and it never arrives, you’ll face penalties and interest on the unpaid tax. That’s why it’s safer to plan as if the deadline will stay as is.

How to File Quickly and Avoid Penalties

First, gather all your documents: Form 16, bank statements, investment proofs, and any other income records. Keep them in a single folder—digital is best. A cluttered file system is a major cause of mistakes.

Next, use the pre‑filled ITR form on the Income Tax portal. It pulls data from your employer and earlier filings, so you only need to verify and add missing details. Double‑check the figures, especially deductions under sections 80C, 80D, and 80G.

If you hit a portal glitch, don’t panic. Try a different browser, clear your cache, or wait an hour. Most errors resolve quickly, but saving your work frequently prevents loss of data.

When you’re ready, file the return and pay any tax due before the final hour of September 15. Paying early helps you avoid the “late filing” penalty of 5% of tax owed, plus a daily interest charge on the unpaid amount.

After submission, download the acknowledgment (ITR-V) and keep it safe. It’s proof that you filed on time, which can be handy if the tax department raises a query later.

Want to be extra safe? Set a personal deadline a week early. That gives you a buffer for unexpected issues and reduces stress on the actual deadline day.

In short, while the talk of an extension is buzzing, the safest bet is to file now. Gather documents, use the pre‑filled form, verify every entry, and pay any tax due before the clock strikes midnight on September 15. That way you dodge penalties, keep your finances clean, and stay on track with your personal finance goals.

Casper Hawthorne September 13, 2025

ITR Filing Deadline: Will CBDT Extend Beyond September 15? What We Know and How to Prepare

With the September 15 ITR due date nearing, pressure is building for another extension amid delayed ITR forms, portal glitches, and slower filings (5.47 crore vs 7.28 crore last year). Two BJP MPs have urged the Finance Minister to extend. No official word yet, and experts say another extension looks unlikely. Here’s what it means for penalties, interest, and how to file fast and error-free.

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